will be down for maintenance tonight from 7pm PST until tomorrow morning at 6am PST. During this time you won't be able to place orders or access your account. We apologize for the inconvenience.
Visit us July 28th to the 31st at the ASD show in Las Vegas Convention Center, booth SU463
Next LIVE AUCTION, November 21st

Financing a Business

financingA huge part of starting your own business involves figuring out the financial aspect. the Small Business Association website contains information about a number of financial programs for small businesses, outlined below. The Small Business Association can facilitate loans for you with a third party lender or help you find financing options for your business. When you apply for an SBA-backed loan at your local bank or credit union, you are asking SBA to provide a guarantee that you will repay your loan as promised.

To this end, the SBA provides a Guaranteed Loan Program, a Bonding Program and a Venture Capital Program. Read more about these financing programs and what they can do for you. The SBA also offers a variety of loan programs for very specific purposes including the 7(a) Loan Program, the Microloan Program and the CDC/504 Loan Program. Read more about these here.

The application process for business loans can often be intimidating. The SBA provides great information and resources to inform you of what you can expect during the business loan application process. It’s also helpful to know what factors influence the decision of a lender when your application is reviewed. Find out how to apply for an SBA loan. The Small Business Association is now the only entity from which to secure a business loan. State and local economic development agencies as well as nonprofit organizations provide low-interest loans to small business owners who may not qualify for traditional commercial loans. Read more about small business loan applications.

The SBA also provides a Loan and Grants Search Tool  to help you get a list of financing programs for which you may qualify.

Related Articles

CA Small Business Association

CA Small Business Association Starting a business involves planning, making financial decisions and completing a series of legal activities. The...

CA Reseller’s Permit Info

CA Reseller's Permit Info You do not need any kind of permit to purchase merchandise from Via Trading. We sell...

Development Centers

Development Centers Starting a business can be a challenge but Small Business Development Centers (SBDC’s) are partnerships between the government...

Starting a Business in California

Starting a Business in California The Governor's Office of Economic Development offers many resources for those looking to start a...

Small Business Loans

Small Business Loans All businesses need capital to launch or to expand. This capital may come from personal savings, friends...

Small Biz Certification

Small Business Certifications While you do not need a certification to legally operate your business in California, Small Business Certification...

Starting a Business

Starting a business involves planning, making financial decisions and legal activities. The following 10 steps can help you launch your new business.

Share This Article